Home Guide SSS Maternity Benefits 2023
Learn about SSS Maternity Benefits and how they can help you today!

SSS Maternity Benefits 2023
Learn about SSS Maternity Benefits and how they can help you today!

by BSnop
sss maternity benefits

SSS Maternity Benefits 2023 | As a working mother, it’s essential to know your rights and benefits when it comes to maternity leave. One of the most crucial benefits that you are entitled to as a member of the Social Security System (SSS) is the SSS Maternity Benefits. This benefit helps cover your expenses during your pregnancy and childbirth, ensuring that you have a worry-free and healthy pregnancy.

In this article, we will guide you through everything you need to know about SSS Maternity Benefits, including the eligibility requirements, how to apply, and the amount of benefits you can receive.


What are SSS Maternity Benefits?

The SSS Maternity Benefit is a cash benefit provided to female members of the SSS who are pregnant or have given birth. The benefit helps cover the expenses incurred during pregnancy and childbirth, including prenatal care, hospitalization, and postnatal care.

Who are eligible for SSS Maternity Benefits?

To be eligible for SSS Maternity Benefits, you must be a female member of the SSS who has paid at least three monthly contributions within the 12-month period before the semester of your childbirth or miscarriage. If you’re a voluntary or self-employed member, you must have paid at least six monthly contributions within the 12-month period before your childbirth or miscarriage.

If you’re an employed member, your employer must have remitted your SSS contributions on your behalf. Moreover, you must have notified your employer of your pregnancy and the expected date of delivery. If you’re a self-employed or voluntary member, you must have notified the SSS of your pregnancy and the expected date of delivery.

How to apply for SSS Maternity Benefits?

To apply for SSS Maternity Benefits, you must submit the following documents:

  • Maternity Notification Form (MAT-1)
  • Proof of pregnancy, such as a certification from your attending physician or ultrasound report
  • ID card or any valid identification with a photo and signature

You must submit the Maternity Notification Form (MAT-1) at least 60 days from the date of conception or within ten days from the date of your miscarriage or stillbirth. You can submit the form personally or through your employer if you’re an employed member. If you’re a voluntary or self-employed member, you can submit the form at any SSS branch or via the SSS website.

After submitting the Maternity Notification Form, you can also apply for reimbursement of your prenatal and delivery expenses by submitting the following documents:

  • Maternity Reimbursement Form (MAT-2)
  • Original receipts and proof of payment for your prenatal and delivery expenses
  • A copy of the Maternity Notification Form (MAT-1) and the Certification of PhilHealth Coverage, if applicable.

How much is the SSS Maternity Benefit?

The amount of SSS Maternity Benefit you can receive depends on your average monthly salary credit (AMSC) and the number of your paid contributions. The AMSC refers to the average of your total monthly salary credits for the six-month period before your semester of childbirth or miscarriage.


If you gave birth on or after May 11, 2021, you can receive 105% of your average monthly salary credit (AMSC) as your daily maternity benefit. If you gave birth before May 11, 2021, you can receive 100% of your average monthly salary credit (AMSC).

You can receive the SSS Maternity Benefit for a maximum of 120 days, whether in continuous or intermittent periods. You can start receiving the benefit 60 days before your expected date of delivery or your actual date of miscarriage or stillbirth.

If you’re an employed member, your employer can advance your maternity benefit, which will be reimbursed by the SSS later. However, if you’re a voluntary or self-employed member, you need to wait until you give birth before receiving your benefit.

Frequently Asked Questions

a. Can I still receive the SSS Maternity Benefit if I had a miscarriage?

Yes, you can still receive the SSS Maternity Benefit if you had a miscarriage or stillbirth. You need to submit the Maternity Notification Form (MAT-1) and the required documents within ten days from the date of your miscarriage or stillbirth.

b. Can I receive the SSS Maternity Benefit if I gave birth through Caesarean section?

Yes, you can still receive the SSS Maternity Benefit if you gave birth through Caesarean section. However, your benefit will be equivalent to 105% of your average monthly salary credit if you gave birth on or after May 11, 2021, and 100% of your average monthly salary credit if you gave birth before May 11, 2021.

c. Can I still receive the SSS Maternity Benefit if I resigned from my job?

Yes, you can still receive the SSS Maternity Benefit even if you resigned from your job, provided that you have paid at least three monthly contributions within the 12-month period before your childbirth or miscarriage.

d. Can I receive the SSS Maternity Benefit even if I’m already receiving PhilHealth benefits?

Yes, you can still receive the SSS Maternity Benefit even if you’re already receiving PhilHealth benefits. However, you need to submit a Certification of PhilHealth Coverage to the SSS.

In conclusion, SSS Maternity Benefits are essential for working mothers to ensure a healthy and worry-free pregnancy. Knowing your eligibility requirements, how to apply, and the amount of benefits you can receive will help you maximize this benefit. Don’t hesitate to ask your employer or visit the SSS website or branch for more information and assistance. As a member of the SSS, you have the right to access these benefits, so take advantage of them for a safe and healthy pregnancy.


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